Cetelem is a company specialized in granting consumer loans, online credit and cards. It belongs to the BNP Paribas Group since 1988.

If you are already a Cetelem customer and have a line of credit with us, you will only need to accept your financing by entering a PIN code that we will send to your mobile phone without filling out forms or sending documentation. If you are a new Cetelem customer or do not have a line of credit with us, the documents that we will need from you are:

1. DNI on both sides or residence card (In the case of resident foreigners, We will also need the signed official identity document from your country or a valid passport).
2. Proof of income (last payroll if you are an employee, last income tax return if you work as a self-employed person, or letter of revaluation of the pension if you are a pensioner).
3. First page of the bank book or a direct debit receipt showing the IBAN code and the account holder, who will have to be the same person who is requesting the financing.

Minimum amount to finance ≥€90 and minimum monthly payment ≥€12. We do not have established a maximum amount to finance, but we are very committed to granting responsible credit adapted to the needs of each client.

We will process the first receipt to your bank account on the 5th of the month following the financing. If the financing is made between the 25th and 31st, the first receipt will be issued on the 5th of the 2nd month in which the financing was made.

If you have any questions, you can contact Singular Wod customer service

The process is very simple:

1. Choose the products you want to buy on the website.
2. Once in the cart, choose the payment method “Financing with Cetelem. ”
3. Next you will be directed to our financing process, where you can complete the financing in just a few steps and 100% online: