Cetelem is a company specialized in the granting of consumer loans, online credit and cards. It belongs to the BNP Paribas group since 1988.

If you are already a Cetelem client and you have a credit line with us, you will just need to accept your financing by entering a PIN code that we will send to your mobile phone without filling forms or sending documentation. If you are a new Cetelem customer or you do not have a credit line with us, the documents that we will need for your part are:

1. DNI on both sides or residence card (in the case of resident foreigners, we will also need the official identity document of your signed country or passport in force).
2. JUSTIFY OF INCOME (last payroll in the case of being wage earner, last income statement if you work as an autonomous, or a letter of revaluation of the pension if you are a pensioner).
3. First page of the bank book or a domiciled receipt where the Code Iran and the account holder, who will have to be the same person who is requesting the financing.

Minimum amount to be financed ≥ 90 € and minimum monthlyness ≥ € 12. We do not have established a maximum amount to be financed, but we are very committed to granting a responsible loan adapted to the needs of each client.

The first receipt will be processed to your bank account on the 5th of the month following the realization of the financing. If the financing is made between the 25th and 31st, the first receipt will be issued on the 5th of the 2nd month in which the financing was made.

In case of having any questions, you can contact the Customer Service of Singular Wod

The process is very simple:

1. Choose the products you want to buy on the web.
2. Once in the cart, choose the payment mode "Financing with Cetelem."
3. Next you will be aimed at our financing process, where you can make financing in very few steps and 100% online